For most people buying a new car is their second biggest financial outlay. You need to ensure you have a great car that meets your requirements and suits your budget. There are a number of key factors which should be considered before you make a final decision.

Firstly you need to take a look at different manufacture’s models to narrow down the size, cost, features and style you are looking for. The easiest way to do your initial research is to go online and browse through the ranges of cars available from approved car dealerships. You will also find some great offers including finance, free accessories and warranty. All new vehicles come with a manufacture’s warranty. The number of years on new vehicle warranties is usually three years, but this does vary between manufactures.

Check with the dealership about part exchange options. Dealerships will use market value lists to make you an offer, however if your old car is in immaculate condition with low mileage you may be able to negotiate for a better deal.

Once you have an idea of what’s available within your budget you will be able to select models which meet your requirements. Ask yourself some fundamental questions.

What is the car going to be used for?-purely for personal social and domestic use or a combination of work and personal pleasure?

What fuel consumption can you expect to get? How many miles per litre can you expect the car to give?

How much CO2 will it emit? The amount of CO2 emissions will affect the amount of tax you will have to pay.

What type of fuel does it run on-unleaded petrol, diesel, or a duel fuel and LPG? If you like a particular model is it available with different fuel types?

What are the specifications of the car? The car’s top speed, weight and size.

Are there optional extras available? How much will they cost?

What are the delivery times?

Book test drives either via the website, by phone or by calling into the showroom. It is advisable to take a number of cars for a test drive. This will give you a good comparison basis. Try and take the same route in each of the cars to see how they perform and handle in the same road conditions. Drive at different speeds to judge road handling, use all of the gears and test braking. Driving different models may help you decide which has the best all round vision. The comfort of the driving position, ease of accessing controls of heating and the audio system and sufficient interior space can only be judged during a test drive. Remember to take your driving license with you. If you don’t have a current and valid driving license you will not be able to test drive a car!

You will be looking for the best overall deal on the new cars available, so ask about special offers. Many dealerships will offer free insurance for a year-subject to terms and conditions-or roadside assistance cover. As the car market is very competitive dealership will have various incentives to tempt you to buy from them.